If you own a small business, there are many things you have to cater after. Unfortunately, many small businesses lack the immediate capital to tackle some unexpected or unforeseen situations. So there are many business insurance policies and plans available in the United States for small businesses. Here are some of your best options.
The Hartford is probably the best insurance option for small businesses. Their strong reputation is subject to their growing customer satisfaction rates and variety-full plans. The company also provides in-house claim services accompanied by independent agents. Hartford has also received very minimal customer complaints over all the years they have been working. They have loads of experience as well. The company has over 200 years of experience and they operate in almost 48 states across the country.
When it comes to Commercial General Liability (CGL) insurance, Chubb is the best option. They have received little to no customer complaints in the past couple of years as well. In the context of CGL, Chubb provides two different policies. Their names are Customarq and Continuum. One drawback of getting insured by Chubb is that you won’t be able to get a customer service 24/7. But apart from that, the company has great financial strength and benefitting policies.
Progressive made it to our list due to their firm financial position. Besides that, Progressive is the top insurer for commercial autos in the United States. They insure food trucks, dump trucks, light trucks and even ice-cream trucks. The company’s BOP covers loss of income, property damage and liability. Progressive is currently available in 49 states across the U.S. and they offer various policies as well.
In the genre of Business Owners Policy (BOP), CNA stands out of the crowd. They have brilliant plans for each business owner. CNA also offers 24/7 availability that further reduces the risk of any complaints and the company also offers in-house claims. CNA also offers coverages for almost 600 classes of businesses.